.main-form { background: #EEFAFB; border: 1px solid #DAF1F2; border-radius: 14px; padding: clamp(16px, 3vw, 24px); }
          @media (max-width: 1000px) {
            .main-form { border-radius: 5px; }
          }
            
        


:root {
  
  --navy:       #2A8489;
  --navy-2:     #225157;
  --navy-deep:  #14383D;
  --gold:       #D94E3B;
  --gold-bright:#E65E47;
  --gold-deep:  #EF553E;
  --ink:        #2A8489;   
  --ink-soft:   #5C7577;   
  --bg:         #FFFFFF;
  --surface:    #F5F7FA;   
  --surface-2:  #ECF3F4;
  --line:       #E2EEEF;
  --line-soft:  #EEF5F6;
  --white:      #FFFFFF;
  --ok:         #1B9C24;

  --grad-gold:  linear-gradient(180deg, #E96953 0%, #CC3A26 100%);
  --grad-navy:  linear-gradient(135deg, #245D63 0%, #14383D 100%);

  --font-display: "Outfit", system-ui, sans-serif;
  --font-body:    "Figtree", system-ui, sans-serif;

  --r-sm: 10px;
  --r:    16px;
  --r-lg: 22px;
  --r-xl: 30px;
  --sh-sm: 0 1px 2px rgba(20,56,61,.06), 0 2px 8px rgba(20,56,61,.05);
  --sh:    0 4px 14px rgba(20,56,61,.08), 0 14px 36px rgba(20,56,61,.09);
  --sh-lg: 0 24px 60px rgba(15,41,46,.22);
  --sh-gold: 0 10px 24px rgba(194,57,39,.34);

  --maxw: 1180px;
  --gut:  clamp(20px, 5vw, 64px);
  --header-h: 70px;
}


*, *::before, *::after { box-sizing: border-box; }
html {
  scroll-behavior: smooth;
  scroll-padding-top: 88px;
  -webkit-text-size-adjust: 100%;
}
body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  font-size: 17px;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: var(--navy); text-decoration: none; }
a:hover { color: var(--gold-deep); }
h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--ink);
  line-height: 1.08;
  letter-spacing: .01em;
  margin: 0 0 .5em;
  font-weight: 700;
}
p { margin: 0 0 1em; }
ul { margin: 0; padding: 0; list-style: none; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; border-radius: 6px; }


.wrap { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: var(--gut); }
.section { padding: clamp(56px, 8vw, 108px) 0; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: var(--font-display);
  font-weight: 600; font-size: .8rem; letter-spacing: .13em; text-transform: uppercase;
  color: var(--gold-deep); background: rgba(217,78,59,.12);
  padding: 7px 14px; border-radius: 999px; margin-bottom: 18px;
}
.eyebrow svg { width: 15px; height: 15px; }
.section-head { max-width: 660px; margin: 0 auto 52px; text-align: center; }
.section-head h2 { font-size: clamp(1.9rem, 4vw, 2.85rem); }
.section-head p { color: var(--ink-soft); font-size: 1.08rem; margin: 0; }
.lead { font-size: 1.12rem; color: var(--ink-soft); }


.btn {
  --pad: 15px 26px;
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-family: var(--font-display); font-weight: 700; font-size: 1rem;
  padding: var(--pad); border-radius: 8px; border: 0; cursor: pointer;
  text-align: center; white-space: nowrap; line-height: 1;
  transition: transform .25s ease, box-shadow .25s ease, background .25s ease, color .25s ease;
}
.btn svg { width: 18px; height: 18px; }
.btn-gold { background: #EF553E; color: #14383D; box-shadow: 0 1px 3px rgba(20,56,61,.12); }
.btn-gold:hover { transform: translateY(-1px); background: #E74430; box-shadow: 0 4px 12px rgba(194,57,39,.34); color: #14383D; }
.btn-navy { background: var(--navy); color: #fff; box-shadow: 0 8px 20px rgba(42,132,137,.26); }
.btn-navy:hover { transform: translateY(-2px); background: var(--navy-2); color: #fff; }
.btn-ghost { background: transparent; color: var(--ink); border: 1.5px solid var(--line); }
.btn-ghost:hover { background: var(--surface); color: var(--ink); border-color: var(--navy); }
.btn-ghost-light { background: rgba(255,255,255,.08); color: #fff; border: 1.5px solid rgba(255,255,255,.34); }
.btn-ghost-light:hover { background: rgba(255,255,255,.16); color: #fff; }
.btn-lg { --pad: 17px 32px; font-size: 1.06rem; }
.btn-block { width: 100%; }


.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.72);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid var(--line-soft);
}
.nav { height: var(--header-h); display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 10px; font-family: var(--font-display); font-weight: 800; font-size: 1.36rem; letter-spacing: -.02em; color: var(--ink); }
.brand:hover { color: var(--ink); }
.brand-mark { width: 34px; height: 34px; flex: 0 0 auto; }
.brand .dot { color: var(--gold); }

.nav-links { display: flex; align-items: center; gap: 2px; }
.nav-links a {
  position: relative; font-family: var(--font-display); font-weight: 500; font-size: .96rem;
  color: var(--ink); padding: 9px 13px; border-radius: 8px; transition: color .3s ease;
}
.nav-links a::after {
  content: ""; position: absolute; left: 13px; right: 13px; bottom: 5px; height: 2px;
  background: var(--gold); transform: scaleX(0); transform-origin: center;
  transition: transform .3s ease; border-radius: 2px;
}
.nav-links a:hover { color: var(--navy); }
.nav-links a:hover::after { transform: scaleX(1); }
.nav-cta { display: flex; align-items: center; gap: 14px; }
.nav-phone { font-family: var(--font-display); font-weight: 600; color: var(--ink); display: inline-flex; align-items: center; gap: 7px; transition: color .3s; }
.nav-phone:hover { color: var(--gold-deep); }
.nav-phone svg { width: 16px; height: 16px; color: var(--gold-deep); }

.hamburger { display: none; flex-direction: column; width: 44px; height: 44px; border: 0; background: transparent; cursor: pointer; border-radius: 10px; align-items: center; justify-content: center; }
.hamburger:hover { background: var(--surface); }
.hamburger span { display: block; width: 22px; height: 2.4px; background: var(--ink); border-radius: 2px; transition: transform .25s, opacity .2s; }
.hamburger span + span { margin-top: 5px; }


.drawer-backdrop { position: fixed; inset: 0; background: rgba(20,56,61,.46); opacity: 0; visibility: hidden; transition: opacity .25s; z-index: 110; }
.drawer-backdrop.open { opacity: 1; visibility: visible; }
.drawer {
  position: fixed; top: 0; left: 0; height: 100dvh; width: min(82vw, 340px);
  background: #fff; z-index: 120; transform: translateX(-100%);
  transition: transform .3s cubic-bezier(.4,0,.2,1);
  display: flex; flex-direction: column; padding: 20px; box-shadow: var(--sh-lg);
}
.drawer.open { transform: translateX(0); }
.drawer-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 12px; }
.drawer-close { width: 44px; height: 44px; border: 0; background: var(--surface); border-radius: 10px; cursor: pointer; font-size: 22px; color: var(--ink); display: grid; place-items: center; }
.drawer a.d-link { display: flex; align-items: center; gap: 11px; padding: 14px 12px; font-family: var(--font-display); font-weight: 500; font-size: 1.05rem; color: var(--ink); border-radius: 10px; }
.drawer a.d-link:hover { background: var(--surface); color: var(--navy); }
.drawer a.d-link svg { width: 19px; height: 19px; color: var(--gold-deep); }
.drawer .btn { margin-top: 14px; }
.drawer-foot { margin-top: auto; color: var(--ink-soft); font-size: .9rem; }
.drawer-foot a { color: var(--navy); font-weight: 600; }




.hero { display: grid; grid-template-columns: 50% 50%; align-items: stretch; background: #fff; overflow: hidden; }
.hero-text { display: flex; align-items: center; padding: clamp(40px, 6vw, 76px) clamp(28px, 4vw, 60px) clamp(40px, 6vw, 76px) max(var(--gut), calc((100vw - var(--maxw)) / 2 + var(--gut))); }
.hero-copy { max-width: 560px; width: 100%; }
.hero-media { position: relative; }
.hero-media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 50% 0%; }
.hero-media-m { display: none; }
.hero-copy h1 { color: var(--ink); font-size: clamp(2.2rem, 5vw, 3.6rem); font-weight: 800; margin-bottom: 16px; }
.hero-copy h1 .gold { color: var(--gold-deep); }
.hero-sub { font-size: clamp(1.04rem, 2vw, 1.22rem); color: var(--ink-soft); max-width: 34ch; margin-bottom: 24px; }
.hero-points { display: grid; gap: 13px; margin-bottom: 28px; }
.main-form .hero-points { margin: 16px 0 0; }
.hero-points li { display: flex; align-items: center; gap: 12px; font-family: var(--font-display); font-weight: 600; color: var(--ink); font-size: 1.04rem; }
.hero-points .chev { width: 22px; height: 22px; flex: 0 0 auto; color: var(--gold); }



.leadbar { position: relative; z-index: 2; margin: 8px 0 28px; max-width: 470px; background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); box-shadow: var(--sh); padding: clamp(18px, 2.4vw, 24px); }
.lb-field { margin-bottom: 14px; }
.lb-field label, .hf-label { display: block; font-family: var(--font-display); font-weight: 600; font-size: .88rem; margin: 0 0 10px; color: var(--ink); }
.amount-picks { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; }
.amount-picks .pick { position: relative; }
.amount-picks input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.amount-picks span { display: flex; align-items: center; justify-content: center; min-height: 44px; padding: 12px 4px; border: 1.5px solid var(--line); border-radius: var(--r-sm); font-family: var(--font-display); font-weight: 600; font-size: .9rem; cursor: pointer; transition: all .15s; }
.amount-picks input:checked + span { border-color: var(--navy); background: var(--navy); color: #fff; }
.amount-picks input:focus-visible + span { outline: 3px solid var(--gold); outline-offset: 2px; }
.lb-field input { width: 100%; font-family: var(--font-body); font-size: 1rem; color: var(--ink); padding: 13px 15px; border: 1.5px solid var(--line); border-radius: var(--r-sm); background: #fff; transition: border-color .16s, box-shadow .16s; }
.lb-field input:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 4px rgba(42,132,137,.1); }
.leadbar > .btn { margin-top: 4px; }
.lb-note { margin: 12px 0 0; font-size: .74rem; color: var(--ink-soft); display: flex; align-items: flex-start; gap: 7px; line-height: 1.5; }
.lb-note > svg { width: 14px; height: 14px; color: var(--ok); flex: 0 0 auto; margin-top: 2px; }
.lb-note a { color: var(--navy); text-decoration: underline; }



.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; align-items: center; }
.step { background: var(--surface); border-radius: 18px; padding: 38px 34px; box-shadow: 0 2px 16px rgba(20,56,61,.05); transition: transform .2s, box-shadow .2s; }
.step:hover { box-shadow: var(--sh); }
.step:nth-child(2) { padding-top: 56px; padding-bottom: 56px; box-shadow: 0 12px 36px rgba(20,56,61,.11); }
.step-num { font-family: var(--font-display); font-weight: 700; font-size: 1.9rem; color: var(--navy); width: 68px; height: 68px; border-radius: 50%; background: var(--surface-2); display: grid; place-items: center; margin-bottom: 26px; }
.step h3 { font-size: 1.5rem; margin-bottom: 14px; color: var(--ink); }
.step p { color: var(--ink-soft); margin: 0; font-size: 1.02rem; }
.steps-cta { text-align: center; margin-top: 48px; }
.steps-cta .btn { min-width: min(640px, 100%); font-weight: 700; }


.ctaband { background: var(--grad-navy); color: #fff; border-radius: var(--r-xl); padding: clamp(34px, 5vw, 58px); text-align: center; position: relative; overflow: hidden; }
.ctaband::after { content: ""; position: absolute; right: -80px; top: -80px; width: 300px; height: 300px; background: radial-gradient(circle, rgba(230,94,71,.22), transparent 70%); }
.ctaband h2 { color: #fff; font-size: clamp(1.7rem, 3.6vw, 2.5rem); position: relative; }
.ctaband p { color: #C4DDE0; max-width: 56ch; margin: 0 auto 26px; position: relative; }
.ctaband .btn { position: relative; }


.features { background: var(--navy); color: #fff; position: relative; overflow: hidden; }
.features::before { content: ""; position: absolute; left: -120px; bottom: -120px; width: 380px; height: 380px; background: radial-gradient(circle, rgba(230,94,71,.16), transparent 70%); }
.features .wrap { position: relative; z-index: 1; }
.features-grid { display: grid; grid-template-columns: 320px 1fr; gap: clamp(32px, 5vw, 72px); align-items: start; }
.features-intro h2 { color: #fff; font-size: clamp(1.9rem, 4vw, 2.7rem); }
.features-intro p { color: #B9D5D8; }
.features-intro .badge-row { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 20px; }
.features-intro .chip { font-size: .82rem; font-weight: 600; font-family: var(--font-display); color: #E3F2F3; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.13); padding: 7px 13px; border-radius: 999px; }
.feat-list { display: grid; grid-template-columns: 1fr 1fr; gap: 30px 36px; }
.feat { display: flex; gap: 16px; }
.feat .fi { width: 46px; height: 46px; flex: 0 0 auto; border-radius: 13px; background: rgba(230,94,71,.15); display: grid; place-items: center; color: var(--gold-bright); }
.feat .fi svg { width: 24px; height: 24px; }
.feat h3 { color: #fff; font-size: 1.15rem; margin-bottom: 5px; }
.feat p { color: #AAC9CC; margin: 0; font-size: .95rem; }


.resources-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(30px, 5vw, 64px); align-items: center; }
.resources-photo { border-radius: var(--r-lg); box-shadow: var(--sh); width: 100%; height: auto; aspect-ratio: 5/4; object-fit: cover; }
.post { display: block; padding: 22px 4px; border-bottom: 1px solid var(--line); transition: padding .25s; }
.post:first-child { padding-top: 0; }
.post:hover { padding-left: 10px; }
.post .cat { font-family: var(--font-display); font-weight: 600; font-size: .76rem; letter-spacing: .08em; text-transform: uppercase; color: var(--gold-deep); }
.post h3 { font-size: 1.18rem; margin: 6px 0 6px; color: var(--ink); }
.post:hover h3 { color: var(--navy); }
.post p { color: var(--ink-soft); margin: 0; font-size: .96rem; }
.post .more { display: inline-flex; align-items: center; gap: 6px; margin-top: 10px; font-family: var(--font-display); font-weight: 600; font-size: .9rem; color: var(--navy); }
.post .more svg { width: 15px; height: 15px; transition: transform .25s; }
.post:hover .more svg { transform: translateX(3px); }


.faq-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: clamp(32px, 5vw, 64px); align-items: start; }
.faq-item { border: 1px solid var(--line); border-radius: var(--r); margin-bottom: 12px; background: #fff; overflow: hidden; transition: box-shadow .2s, border-color .2s; }
.faq-item[open] { box-shadow: var(--sh-sm); border-color: var(--navy); }
.faq-item summary { list-style: none; cursor: pointer; padding: 18px 22px; display: flex; align-items: center; justify-content: space-between; gap: 16px; font-family: var(--font-display); font-weight: 600; font-size: 1.05rem; color: var(--ink); }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary .pm { width: 26px; height: 26px; flex: 0 0 auto; border-radius: 50%; background: var(--surface-2); color: var(--navy); display: grid; place-items: center; font-size: 17px; transition: transform .25s, background .2s, color .2s; }
.faq-item[open] summary .pm { transform: rotate(45deg); background: var(--navy); color: #fff; }
.faq-item .ans { padding: 0 22px 20px; color: var(--ink-soft); }
.faq-item .ans p { margin: 0; }

.legal-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; }
.legal-card img { width: 100%; height: auto; aspect-ratio: 16/10; object-fit: cover; }
.legal-card .lc-body { padding: 26px 24px; }
.legal-card h3 { font-size: 1.35rem; }
.legal-card p { color: var(--ink-soft); font-size: .96rem; }


.apply-page { background: var(--surface); padding: clamp(34px, 5vw, 64px) 0 clamp(56px, 7vw, 88px); }
.apply-shell { display: grid; grid-template-columns: .8fr 1.2fr; grid-template-areas: "head form" "aside form"; gap: 18px clamp(30px, 5vw, 56px); align-items: start; max-width: 1080px; margin-inline: auto; }
.apply-heading { grid-area: head; }
.apply-aside { grid-area: aside; }
.apply-heading .eyebrow { margin-bottom: 16px; }
.apply-heading h1 { font-size: clamp(1.9rem, 3.8vw, 2.7rem); margin-bottom: 0; }
.apply-aside p { color: var(--ink-soft); }
.apply-aside .reassure { display: grid; gap: 14px; margin-top: 24px; }
.apply-aside .reassure li { display: flex; gap: 12px; align-items: flex-start; }
.apply-aside .reassure .ri { width: 34px; height: 34px; flex: 0 0 auto; border-radius: 10px; background: #fff; border: 1px solid var(--line); display: grid; place-items: center; color: var(--navy); }
.apply-aside .reassure .ri svg { width: 18px; height: 18px; }
.apply-aside .reassure b { display: block; font-family: var(--font-display); }
.apply-aside .reassure span { color: var(--ink-soft); font-size: .92rem; }
.apply-aside .aside-secure { margin-top: 26px; padding: 16px 18px; background: #fff; border: 1px solid var(--line); border-radius: var(--r); display: flex; gap: 12px; align-items: center; }
.apply-aside .aside-secure svg { width: 26px; height: 26px; color: var(--ok); flex: 0 0 auto; }
.apply-aside .aside-secure span { font-size: .86rem; color: var(--ink-soft); }
.progress { display: flex; align-items: center; gap: 8px; margin-bottom: 26px; }
.progress .pstep { flex: 1; height: 6px; border-radius: 999px; background: var(--surface-2); position: relative; overflow: hidden; }
.progress .pstep::after { content: ""; position: absolute; inset: 0; background: var(--grad-gold); transform: scaleX(0); transform-origin: left; transition: transform .35s; }
.progress .pstep.done::after { transform: scaleX(1); }
.progress .pstep.active::after { transform: scaleX(1); background: var(--navy); }
.step-label { font-family: var(--font-display); font-weight: 600; color: var(--ink-soft); font-size: .88rem; margin-bottom: 6px; }
.fstep { display: none; animation: fade .3s ease; }
.fstep.active { display: block; }
@keyframes fade { from { opacity: 0; transform: translateY(6px); } to { opacity: 1; transform: none; } }
.fstep h2 { font-size: 1.45rem; margin-bottom: 4px; }
.fstep .sub { color: var(--ink-soft); margin-bottom: 22px; font-size: .98rem; }

.field { margin-bottom: 18px; }
.field > label { display: block; font-family: var(--font-display); font-weight: 600; font-size: .92rem; margin-bottom: 8px; color: var(--ink); }
.field input, .field select { width: 100%; font-family: var(--font-body); font-size: 1rem; color: var(--ink); padding: 14px 16px; border: 1.5px solid var(--line); border-radius: var(--r-sm); background: #fff; transition: border-color .16s, box-shadow .16s; }
.field input:focus, .field select:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 4px rgba(42,132,137,.1); }
.field .row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.opts { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.opt { position: relative; }
.opt input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.opt span { display: flex; align-items: center; justify-content: center; text-align: center; padding: 14px 12px; border: 1.5px solid var(--line); border-radius: var(--r-sm); font-family: var(--font-display); font-weight: 500; font-size: .95rem; cursor: pointer; transition: all .15s; min-height: 52px; }
.opt input:checked + span { border-color: var(--navy); background: var(--surface-2); color: var(--navy); box-shadow: 0 0 0 3px rgba(42,132,137,.1); }
.opt input:focus-visible + span { outline: 3px solid var(--gold); outline-offset: 2px; }

.consent { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-sm); padding: 16px; margin: 18px 0; display: flex; gap: 12px; align-items: flex-start; }
.consent input { width: 20px; height: 20px; flex: 0 0 auto; margin-top: 3px; accent-color: var(--navy); }
.consent label { font-size: .8rem; color: var(--ink-soft); line-height: 1.5; }
.consent a { color: var(--navy); text-decoration: underline; }
.form-nav { display: flex; gap: 12px; margin-top: 22px; }
.form-nav .btn { flex: 1; }
.form-nav .btn-back { flex: 0 0 auto; }
.review-list { display: grid; gap: 10px; margin: 6px 0 4px; }
.review-list .rl { display: flex; justify-content: space-between; gap: 16px; padding: 12px 14px; background: var(--surface); border-radius: var(--r-sm); font-size: .95rem; }
.review-list .rl b { font-family: var(--font-display); color: var(--ink); }
.form-success { text-align: center; padding: 20px 6px; }
.form-success .ok-ico { width: 72px; height: 72px; margin: 0 auto 18px; border-radius: 50%; background: rgba(27,156,36,.12); color: var(--ok); display: grid; place-items: center; }
.form-success .ok-ico svg { width: 38px; height: 38px; }
.form-success h2 { font-size: 1.6rem; }
.form-success p { color: var(--ink-soft); }
.err-msg { color: #C02B6F; font-size: .84rem; margin-top: 6px; display: none; }
.field.invalid input, .field.invalid select { border-color: #E06A9B; }
.field.invalid .err-msg { display: block; }


.site-footer { background: var(--navy-deep); color: #BDD8DA; padding-top: clamp(52px, 7vw, 84px); }
.footer-top { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 36px; padding-bottom: 44px; border-bottom: 1px solid rgba(255,255,255,.09); }
.footer-brand .brand { color: #fff; margin-bottom: 16px; }
.footer-brand .brand:hover { color: #fff; }
.footer-brand p { color: #97B8BB; font-size: .94rem; max-width: 34ch; }
.footer-brand .fcontact { margin-top: 16px; display: grid; gap: 8px; font-size: .92rem; }
.footer-brand .fcontact a { color: #BDD8DA; display: inline-flex; align-items: center; gap: 9px; }
.footer-brand .fcontact a:hover { color: #fff; }
.footer-brand .fcontact svg { width: 16px; height: 16px; color: var(--gold); }
.fcol h3 { color: #fff; font-size: .8rem; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 16px; font-weight: 700; }
.fcol a { display: block; color: #9FC1C4; padding: 7px 0; font-size: .94rem; transition: color .2s; }
.fcol a:hover { color: #fff; }
.footer-legal { padding: 30px 0 36px; }
.footer-legal p { color: #81A6A9; font-size: .8rem; line-height: 1.7; margin: 0 0 12px; }
.footer-legal .apr { color: #ADCCCF; }
.footer-legal a { color: #C3DBDD; text-decoration: underline; }
.footer-bar { border-top: 1px solid rgba(255,255,255,.09); }
.footer-bar .wrap { display: flex; flex-direction: column; align-items: flex-start; gap: 14px; padding-top: 22px; padding-bottom: 26px; }
.footer-bar nav { display: flex; gap: 9px 18px; flex-wrap: wrap; }
.footer-bar nav a { color: #9FC1C4; font-size: .86rem; }
.footer-bar nav a:hover { color: #fff; }
.footer-bar .copy { color: #76999D; font-size: .85rem; }


.mobile-cta {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 90;
  padding: 12px 16px calc(12px + env(safe-area-inset-bottom));
  background: rgba(255,255,255,.94); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  border-top: 1px solid var(--line); display: none; transform: translateY(110%); transition: transform .3s;
}
.mobile-cta.show { transform: translateY(0); }
.mobile-cta .btn { width: 100%; }


.page-hero { background: var(--grad-navy); color: #fff; padding: clamp(40px, 6vw, 72px) 0 clamp(34px, 5vw, 56px); }
.page-hero .breadcrumbs { font-size: .86rem; color: #B3D1D4; margin-bottom: 12px; }
.page-hero .breadcrumbs a { color: #D7E8EA; }
.page-hero .breadcrumbs a:hover { color: #fff; }
.page-hero h1 { color: #fff; font-size: clamp(2rem, 4.5vw, 3rem); margin: 0 0 8px; }
.page-hero p { color: #C4DDE0; margin: 0; max-width: 60ch; }
.prose { max-width: 760px; margin: 0 auto; padding: clamp(40px, 6vw, 72px) 0; }
.prose h2 { font-size: 1.5rem; margin: 36px 0 12px; }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 1.15rem; margin: 24px 0 8px; }
.prose p, .prose li { color: var(--ink-soft); }
.prose ul { list-style: disc; padding-left: 22px; margin: 0 0 16px; }
.prose li { margin-bottom: 8px; }
.prose a { color: var(--navy); text-decoration: none; }
.prose .updated { font-size: .9rem; color: var(--ink-soft); padding: 12px 16px; background: var(--surface); border-radius: var(--r-sm); display: inline-block; margin-bottom: 28px; }
.prose .callout { background: var(--surface); border-left: 4px solid var(--gold); border-radius: 0 var(--r-sm) var(--r-sm) 0; padding: 16px 18px; margin: 22px 0; }
.prose .callout p { margin: 0; color: var(--ink); font-size: .95rem; }
.subnav { height: 66px; display: flex; align-items: center; justify-content: space-between; }
.subnav .back { display: inline-flex; align-items: center; gap: 8px; font-family: var(--font-display); font-weight: 600; color: var(--ink); }
.subnav .back:hover { color: var(--gold-deep); }
.subnav .back svg { width: 18px; height: 18px; }

@media (max-width: 520px) {
  .subnav { gap: 8px; }
  .subnav .brand { font-size: 1.15rem; }
  .subnav .back { font-size: 0; gap: 0; }
  .subnav .btn { --pad: 11px 14px; font-size: .9rem; }
}
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin: 8px 0 24px; }
.contact-grid .cc { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 20px; }
.contact-grid .cc h3 { margin: 0 0 6px; }
.contact-grid .cc p { margin: 0; }


.prose table { width: 100%; border-collapse: collapse; margin: 18px 0 26px; font-size: .95rem; }
@media (max-width: 700px) {
  
  .prose table { display: block; overflow-x: auto; -webkit-overflow-scrolling: touch; }
}
.prose th, .prose td { text-align: left; padding: 10px 14px; border: 1px solid var(--line); vertical-align: top; }
.prose th { background: var(--surface); font-family: var(--font-display); font-weight: 600; }


@media (max-width: 1000px) {
  .hero { display: flex; flex-direction: column; }
  .hero-text { order: 1; padding: clamp(25px, 7vw, 56px) var(--gut); }
  .hero-media { display: none; }
  .hero-copy { max-width: none; display: flex; flex-direction: column; }
  .hero-copy > h1 { order: 1; }
  .hero-copy > .hero-media-m { display: block; order: 2; position: relative; aspect-ratio: 16 / 11; border-radius: 5px; overflow: hidden; }
  .hero-copy > .main-form { order: 3; margin-top: 16px; }
  .hero-media-m img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 50% 0%; }
  .hero-copy > .hero-sub { order: 4; margin: 16px 0 0; }
  .features-grid { grid-template-columns: 1fr; gap: 32px; }
  .resources-grid { grid-template-columns: 1fr; }
  .resources-photo { order: -1; max-width: 540px; }
  .faq-grid { grid-template-columns: 1fr; }
  .apply-shell { grid-template-columns: 1fr; grid-template-areas: "head" "form" "aside"; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
}


@media (max-width: 900px) {
  .nav-links, .nav-phone { display: none; }
  .hamburger { display: inline-flex; }
  .nav-cta .btn { display: none; }
  .steps { grid-template-columns: 1fr; }
  .feat-list { grid-template-columns: 1fr; gap: 24px; }
  .leadbar-grid { grid-template-columns: 1fr; gap: 18px; }
  .mobile-cta { display: block; }
  body { padding-bottom: 84px; }
}

@media (max-width: 560px) {
  body { font-size: 16px; }
  .section { padding: 52px 0; }
  .amount-picks { grid-template-columns: 1fr 1fr; }
  .opts { grid-template-columns: 1fr; }
  .field .row { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; gap: 28px; }
  .footer-bar .wrap { flex-direction: column; align-items: flex-start; }
  .fcol a { padding: 9px 0; }
  .form-nav { flex-direction: column-reverse; }
  .form-nav .btn { width: 100%; }
}

@media (prefers-reduced-motion: reduce) {
  * { animation-duration: .001ms !important; transition-duration: .001ms !important; scroll-behavior: auto !important; }
}


.field select {
  appearance: none; -webkit-appearance: none; -moz-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='none' stroke='%232a5089' stroke-width='2' stroke-linecap='round' stroke-linejoin='round' d='M1 1.5 6 6.5 11 1.5'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 16px center; padding-right: 42px;
}

@supports not ((backdrop-filter: blur(1px)) or (-webkit-backdrop-filter: blur(1px))) {
  .site-header { background: rgba(255,255,255,.97); }
  .mobile-cta { background: rgba(255,255,255,.98); }
}

:root{--bg:#FAF6F5;--card:#FFFFFF;--ink:#2D1A16;--text:#2D1A16;--muted:#604D48;--accent:#4D2419;--accent-deep:#3D1D14;--accent-tint:#F4E5E1;--line:#E6DDDB;--fd:"Exo",system-ui,sans-serif;--fb:"Oxygen",system-ui,sans-serif;--r:14px;--rb-foot:#271511;--rb-foot-t:#E5DEDC;--rb-foot-l:#92E8CE;--rb-tint2:#E6C5BC}
:root{--card-max:560px;--cta-text:#FFFFFF}#zeroparallel_form:empty{display:none}#omForm-root{margin-top:0!important;margin-bottom:0!important;width:100%!important}#omForm-root>div{min-height:0!important}#omForm-root form,#omForm-root .omForm-wrapper,#omForm,form#omForm{min-height:0!important;height:auto!important;background:#fff!important;box-shadow:none!important;border:none!important;padding-top:10px!important;padding-bottom:12px!important}#omForm-root select,#omForm-root .om-select{width:100%!important}.om-navigation__next,#omForm-root button[type=submit]{background:var(--accent)!important;color:var(--cta-text,#fff)!important;width:100%!important}.form-host{min-height:210px!important;text-align:left}
html{overflow-x:clip}body{font-family:var(--fb)}h1,h2,h3{font-family:var(--fd)}
[class*=reveal],[class*=fade-],[class*=animate],[class*=aos],.js-reveal,[data-reveal],.in-view,.is-hidden-until{opacity:1!important;transform:none!important;visibility:visible!important}
.rb-chain{display:flex!important;flex-direction:column!important;align-items:center!important;grid-template-columns:none!important;grid-template-areas:none!important;gap:22px!important}
.rb-chain>*{max-width:100%;grid-area:auto!important}
.rb-hero{min-height:0!important;display:flex!important;flex-direction:column!important;align-items:center!important;grid-template-columns:none!important}
.rb-hero>*{max-width:100%}.rb-hero>*:not(.rb-chain):not(.rb-col):not([class*=bg]):not([class*=pattern]){max-height:460px;overflow:hidden}
.rb-hero>.rb-chain{width:100%}
.rb-col{order:-1;width:100%;max-width:780px!important;margin-left:auto!important;margin-right:auto!important;align-self:center!important;min-width:0;position:relative;z-index:6}
.rb-hero [class*=veil],.rb-hero [class*=overlay],.rb-hero [class*=scrim],.rb-hero [class*=shade],.rb-hero [class*=pattern],.rb-hero [class*=glow],.rb-hero [class*=blob],.rb-hero [class*=orb]{pointer-events:none}
.form-card{width:100%;max-width:var(--card-max);margin:0 auto;background:var(--card);color:var(--ink);border:1px solid var(--line);border-radius:var(--r);box-shadow:0 24px 60px -28px rgba(10,20,30,.45);padding:22px 20px 16px;box-sizing:border-box;text-align:left;position:relative;z-index:2}
.form-card__head h2{font-family:var(--fd);font-size:1.45rem;line-height:1.2;margin:0 0 4px;color:var(--ink);letter-spacing:-.01em}
.form-card__head p{margin:0 0 10px;color:var(--muted);font-size:.95rem}
.form-card__trust{margin:10px 0 0;font-size:.8rem;color:var(--muted);text-align:center}
.rb-hero h1{overflow-wrap:anywhere}
.rb-logo{display:inline-flex;align-items:center;gap:9px;text-decoration:none}.rb-logo svg{width:30px!important;height:30px!important;max-width:30px!important;flex:none}
.wm{font-family:var(--fd);font-weight:600;font-size:1.32rem;letter-spacing:-.01em;color:inherit}.wm b{font-weight:800;color:var(--accent-deep)}
.rb-band{width:100%!important;max-width:100%!important;min-width:0!important;align-self:stretch;box-sizing:border-box;grid-column:1/-1;position:relative;overflow:hidden;background:var(--ink);color:#fff;margin:0;padding:0}
.rb-band picture,.rb-band img{display:block;width:100%!important;max-width:100%!important;height:auto;max-height:520px;object-fit:cover}
.rb-band::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.62),rgba(0,0,0,.18) 70%)}
.rb-band__txt{position:absolute;inset:0;z-index:2;display:flex;flex-direction:column;justify-content:center;align-items:flex-start;gap:16px;max-width:1120px;margin:0 auto;padding:24px 28px;box-sizing:border-box}
.rb-band__txt p{font-family:var(--fd);font-size:clamp(1.35rem,3.2vw,2.4rem);line-height:1.15;font-weight:700;max-width:620px;margin:0;color:#fff}
.rb-btn{display:inline-block;background:var(--accent);color:#FFFFFF;padding:13px 24px;border-radius:999px;font-weight:700;text-decoration:none}
.rb-faq{background:var(--bg);color:var(--ink);padding:64px 20px}.rb-in{max-width:820px;margin:0 auto}
.rb-faq h2{font-family:var(--fd);font-size:clamp(1.6rem,3vw,2.2rem);margin:0 0 22px;color:var(--ink)}
.rb-faq details{border-bottom:1px solid var(--line);padding:16px 0}.rb-faq summary{cursor:pointer;font-weight:700;font-size:1.06rem;color:var(--ink);list-style:none;display:flex;justify-content:space-between;gap:16px}
.rb-faq summary::-webkit-details-marker{display:none}.rb-faq summary::after{content:"+";color:var(--accent);font-size:1.3rem;line-height:1}.rb-faq details[open] summary::after{content:"\2212"}
.rb-faq details p{margin:10px 0 0;color:var(--muted);line-height:1.6}
footer.rb-footer{background:var(--rb-foot)!important;color:var(--rb-foot-t)!important;padding:48px 20px 36px!important;display:block!important;border:0!important;margin:0!important}
.rb-foot{max-width:1120px;margin:0 auto;display:block!important}.rb-foot__top{display:flex;flex-wrap:wrap;align-items:baseline;gap:8px 20px;margin:0 0 18px}
.rb-foot__top p{margin:0;color:var(--rb-foot-t);opacity:.92}.rb-foot__brand{color:#fff!important;text-decoration:none}.rb-foot__brand .wm b{color:var(--rb-foot-l)}
footer.rb-footer .legal-links{margin:0 0 20px;padding:16px 0;border-top:1px solid rgba(255,255,255,.14);border-bottom:1px solid rgba(255,255,255,.14)}
footer.rb-footer .legal-links a{color:var(--rb-foot-l)!important;text-decoration:none;font-size:.9rem}footer.rb-footer .legal-links a:hover{text-decoration:underline}
footer.rb-footer .disc p{color:var(--rb-foot-t)!important;opacity:1;margin:0 0 10px}footer.rb-footer .disc b{color:#fff}footer.rb-footer .disc a{color:var(--rb-foot-l)!important}
.prose{max-width:720px;margin:0 auto;padding:48px 20px 64px;color:var(--ink);font-family:var(--fb);line-height:1.65}
.prose h1{font-family:var(--fd);font-size:clamp(1.9rem,4vw,2.6rem);line-height:1.15;margin:0 0 8px;color:var(--ink)}
.prose p.updated{color:var(--muted);font-size:.9rem;margin:0 0 26px}.prose h2{font-family:var(--fd);font-size:1.3rem;margin:30px 0 8px;color:var(--ink)}
.prose p,.prose ul>li{color:var(--ink);font-size:1rem}.prose strong{color:var(--ink)}.prose a{color:var(--accent-deep)}
.prose a.btn.btn-primary{display:inline-block;background:var(--accent);color:#FFFFFF;padding:12px 22px;border-radius:999px;text-decoration:none;font-weight:700}
.prose a.btn.btn-ghost{display:inline-block;border:1px solid var(--line);color:var(--ink);padding:12px 22px;border-radius:999px;text-decoration:none}
body.rb-sub{background:var(--bg)}body.rb-sub main{display:block}
@media (max-width:860px){
 header nav a:not(.rb-cta):not([href="/"]){display:none!important}
}
@media (max-width:600px){
 .rb-hero{padding-top:14px!important}.rb-chain{padding-top:0!important;margin-top:0!important}
 .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:18px 14px 14px}
 .rb-band__txt{justify-content:flex-end;padding:20px}.rb-band img{max-height:440px;min-height:300px}
}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}